Thank you, Mr. Clarke. In closing, I just want to end where we began, which is that it's 67 days and counting. Today, all across America, there are high school seniors who are experiencing probably one of the most exciting moments in their lives, which is that they're going to the mailbox to find out whether or not they've been accepted to a 2-year school or a 4-year school. I remember those days. I have a son who just finished up college--and remember how exciting that was--and a daughter who's in high school and who's hopefully going to hear soon when her turn comes. But the fact of the matter is they need to have some horizon, some predictability at this critical moment to make sure that they can plan and budget to pay for college. {time} 2000 Financial Aid offices all across the country are putting up warning flags for students and their families that interest rates are going to double unless Congress acts. And the fact of the matter is that creates an instability about planning for what college to go to, what kind of budget a family can really accommodate in terms of paying for student loan debt. And that's wrong. I mean, we can do better than that as a Congress. We can do better than that as a Nation. Again, we're glad to see that Mr. Romney finally came around, even though he had sent out signals in opposition to this type of approach by supporting the Ryan budget which locks in the 6.8 percent interest rate.…
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