Joe Courtney actually said...

We are trying to look after the public good, not just the return on investment for a particular bank.

But again, it is a challenge because of that 2002 budget baseline that everything costs money when you are trying to sort of fix this thing ...

we have, I think, a duty to make sure that we are helping people make that choice and loan forgiveness...

But I think again, we have got to sort of step back and recognize there is a social value here about making higher education affordable.