Joe Courtney actually said...

we all benefit from it and it is a social benefit that we shouldn't allow arbitrary budget rules to necessarily interfere with.

We are trying to look after the public good, not just the return on investment for a particular bank.

But again, it is a challenge because of that 2002 budget baseline that everything costs money when you are trying to sort of fix this thing ...

we have, I think, a duty to make sure that we are helping people make that choice and loan forgiveness...