Joe Courtney actually said...

Thank you, Mr. Chairman. And I really again appreciate the fact that you have organized this hearing on Dodd-Frank implementation...

Dodd-Frank didn't happen because people just wanted to create some regulatory structure. There was a real need in terms of what happened in ...

the inability of us to even explain what the heck is going on and what is being done about it, again it just puts everyone in an impossible ...

Sandy recovery is far from over. In fact, it is just beginning.