Jim Himes actually said...

I was a banker for a long time. And oftentimes when the market forces have been most active, there has been too much liquidity and catastrop...

I think we went through long term and short term, and I didn't sense a lot of enthusiasm for that or for investment in hedge fund vehicles.

the burden is on the industry to come up with constructive ways, if there are more constructive ways, of determining a legitimate inventory

I know, but you are pointing at the Government. What does it mean, 'a concept only the Government could devise?'