Jim Himes actually said...

"I think we went through long term and short term, and I didn't sense a lot of enthusiasm for that or for investment in hedge fund vehicles."

"Is more liquidity always good? Is there some optimal level of liquidity above which the system becomes risky, below which capital markets aren't functioning well?"

"No, I understand that, and of course there is a pretty dramatic difference between my Toyota dealer and the bank..."

"But you, in your derogatory treatment of the government, would at least acknowledge that those three banks would have a hard time being with us today had it not been for a government program?"