Christopher Shays: “I love to talk about this and just delve into the preventative care part even more. The insurance company isn't…”

“I love to talk about this and just delve into the preventative care part even more. The insurance company isn't guaranteed that that individual will be with them for life. But they are aware that the insurance company's part of the American Health Benefit Plan and that all of the other insurers, as well, have to focus on preventative care. And that's going to be hugely important how people take care of themselves; are they having physical checkups, but more importantly, how do they take care of themselves? Are they smoking? Are they overweight? You are going to have insurance companies that are going to provide incentives for people, one, to not smoke; to provide incentives for them to lose weight; and this is going to also include a health savings account for those who want it. And the significance of that will be that it becomes a high deductible. So they would have to put in for the first few thousand dollars, but it comes out of what they put into a savings account. And if they don't spend it, then it stays in that savings account. And then there has been no cost to the insurer and, in this case, it will be a less expensive plan to the government as well.”