Christopher Dodd actually said...

"These families are the foundation of our economy and the reason we're here in Washington working on this historic and critically important legislation."

"The failure of that system in recent years has left our economy in peril, as we all know, and caused real pain for many hard-working Americans who did nothing wrong themselves."

"The present system of consumer protection is not designed to be independent or accountable, effective, or balanced. It is designed to fail."

"We need to reform it. We need to give them a single--the bank regulators need to have a single mission focused on safety and soundness, and we need a new consumer protection agency whose sole mission ..."