Christopher Dodd actually said...

"I do not think you can get away by suggesting--I say this respectfully to you--that because they have not been held at the institution..."

"Just following up on the Senator's question, how many of those banks did you find that violated your guidelines?"

"We have got to figure out a new direction--that can't go on, in my view."

"A year ago, this Committee heard from witnesses on two separate occasions that the banking system was sound."