Christopher Dodd actually said...

"the purpose of CRA has worked quite well."

"I just worry about this idea that we are going to exclude the possibility of poorer people becoming home owners."

"lending decisions should not be made by political correctness or by government fiat or by a law or by regulation."

"There has been an assumption that the Community Reinvestment Act gave mortgages to a lot of poor people who couldn't afford them."