Christopher Dodd actually said...

I think all of us wish we were here today instead talking about how to help those struggling to get by.

I just worry about this idea that we are going to exclude the possibility of poorer people becoming home owners.

Thank you, Senator. Those are good questions and ones we have spent a lot of time on over the last 2 years.

There has been an assumption that the Community Reinvestment Act gave mortgages to a lot of poor people who couldn't afford them.