07/25/2010
https://www.congress.gov...
"Today, we meet to discuss another abusive practice--misleading overdraft programs that encourage consumers to overdraw their accounts then slam them with a high fee."
"If they wanted to deter overdrafting, they would deny the transactions on debit cards at the ATM."
"That is interesting."
"We also urge the Senate to enact Senator Dodd's legislation to create the Consumer Financial Protection Agency."