Christopher Dodd actually said...

"We are in a crisis with this."

"So you encourage them to do it. But again, I come back to the first question I asked you. Why do you not demand it of them?"

"We need to examine the activities of the law firms that work for the servicers."

"I think it is more related to economic factors like unemployment or housing price declines as to the States that are experiencing the greatest level of foreclosures."