Christopher Dodd actually said...

With all due respect, this is the problem. In a sense, we talk about too big to fail in the sense of private institutions.

I get uneasy about the fact that the Fed is the lender of last resort.

I do not think you can get away by suggesting--I say this respectfully to you--that because they have not been held at the institution...

When I left the Senate, it was not in there. So, when I wrote the language, there was no such language like that. I can't point a finger at ...