Chris Dodd: “I fully share your concerns about this crisis of foreclosures and defaults in mortgages across the country.”

In fact, it was the uncertainty inherent in a nontransparent and reckless financial system that made Dodd-Frank necessary in the first place.

The truth is that the catastrophe was years in the making caused by regulatory negligence and Wall Street gambling.

I had hoped we'd get in the lame duck session to the ratification of the Colombian Free Trade Agreement and the Panamanian Free Trade Agreement.

Maybe we ought to be spending a little more time looking at the relationships at that level.