Christopher Dodd actually said...

The problem is the structure itself.

The present system of consumer protection is not designed to be independent or accountable, effective, or balanced. It is designed to fail.

These families are the foundation, as all of us know, of our economy and the reason that we are here in Washington working on this historic ...

These families are the foundation of our economy and the reason we're here in Washington working on this historic and critically important l...