Christopher Dodd actually said...

The most common argument is not that it's a bad idea--it's that consolidation is too politically difficult.

That shouldn't govern what decision is made.

I again want to commend you, your colleagues, and the Committee staff for the serious way in which you have attacked this national problem.

What we are trying to do here is fashion, obviously, a piece of legislation that comprehensively deals with all of this, and the hope is we ...