Christopher Dodd actually said...

"I can also promise you rating agencies are going to be very much a part of our overall effort."

"We are going to again explore ways in which we will try to modernize and improve bank regulation and supervision."

"It would be a mistake to paint every financial institution with the same broad brush."

"I'm disappointed, frankly, that those who requested this kind of a change didn't have the courage to stand up a couple of days ago and admit that they were the ones that asked for it."