Christopher Dodd actually said...

"We have established an early warning system so that we never again find out that a financial product or practice is unsafe only after it has already undermined the stability of our economy."

"Getting people familiar with just basic math techniques and balancing a checkbook... can contribute significantly to this."

"What we have done with this legislation is to eliminate the gaps, the overlaps, and the shortfalls that allowed some financial actors to game the regulatory structure."

"Thank you as well for your insistence over the years on financial literacy."