Christopher Dodd actually said...

I strongly support your confirmation. And as I said at the outset, I believe you are the right person at the right time to do this job.

My concern is that if we give a choice in a static environment, where I opened an account 2 years ago and I opted into this thing and I had ...

It seems to me it is----

Today, we meet to discuss another abusive practice--misleading overdraft programs that encourage consumers to overdraw their accounts then s...