Christopher Dodd actually said...

"I think these are basic things that one would require."

"I am disappointed that you have got to wait until July of 2010 for them to become effective."

"The need for quick action to end abusive lending practices is more urgent than ever now."

"But doesn't it also basically--in other words, the incentive for the issuer to make sure that the borrower is going to be more creditworthy diminishes when you know you are going to be able to sell th..."