Christopher Dodd actually said...

The most common argument is not that it's a bad idea--it's that consolidation is too politically difficult.

What we are trying to do here is fashion, obviously, a piece of legislation that comprehensively deals with all of this, and the hope is we ...

Let me interrupt here. I want to make sure I get Senator Bennett in before the vote.

I really do not see that as a symptom of the fact that you have four different regulators overseeing different charters for FDIC-insured ins...