Christopher Dodd actually said...

"I can also promise you rating agencies are going to be very much a part of our overall effort."

"I'm disappointed, frankly, that those who requested this kind of a change didn't have the courage to stand up a couple of days ago and admit that they were the ones that asked for it."

"With all due respect, this is the problem. In a sense, we talk about too big to fail in the sense of private institutions."

"A year later, taxpayers are forced to pump billions of dollars into our major banking institutions to keep them afloat."