Chris Dodd: “We want to work with you. We have got a lot of work to do.”

It's far more complicated than a common language.

The truth is that the catastrophe was years in the making caused by regulatory negligence and Wall Street gambling.

I'll tell you, one of the things I feel very good about is that there are people like Bob Menendez, who care about these issues.

But, whether such a temptation is motivated by a noble desire to speed up the legislative process or by pure political expedience, I believe such changes would be unwise. To my fellow Senators who have never served a day in the minority, I…