I yield myself the balance of my time. Mr. Speaker, I want to share with you a few stories from constituents in my district that the HAMP program has helped. My office has helped a number of constituents with this program, and I'm not alone in doing that. Last year, I had a local artist who ran her own small business contact my office asking for help with her mortgage. Her income had declined significantly and unexpectedly due to the tough economy. She tried to find a second job but it wasn't enough. With the help of a HAMP loan modification, she's still in her home today. We also helped a truckdriver who had become ill and needed dialysis. Although he still receives Social Security, he couldn't afford his mortgage payments without his old salary. He had nowhere else to turn, but with the HAMP modification, he was able to lower his interest rate by 2 percent and convert his loan from an adjustable rate to a 30-year fixed and stay in his home. Mr. Speaker, the stories don't end there. HAMP has proven that it can save families on the brink of foreclosure and keep them there for the long haul. It's not the ideal program. It hasn't reached the 3 million families that were initially projected, but you ask any of those 500,000 families that HAMP has helped keep in their home and they will agree that this program works for them. Mr. Speaker, we should be focusing on jobs.…
On the recordMarch 16, 2011
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