Ed Perlmutter: “And in my opinion, it wasn't the smaller banks that led us into the deep recession that we suffered in 2008 and 2009.”

If there is anything that is built on trust, it is banking, and the banking sector lost a lot of trust in 2008.

We had a Governor in Colorado, Dick Lamm, who was called Governor Gloom... everybody had a duty to die.

Thank you. I yield back to the Chair.

This committee has heard reports of modern-day redlining, high and misleading fees, and unfair use of credit scores.