Ed Perlmutter: “I really want to salute you, your Agencies and your staff.”

There's no such thing as privacy.

I think you're probably right that we would have independent, productive, you know, happy people.

This committee has heard reports of modern-day redlining, high and misleading fees, and unfair use of credit scores.

I think will bring a lot of fruit to bear in terms of suggestions that we had and have about modernizing and improving the way this place functions...