Paul Gosar actually said...

When you have a less-than-3 percent--perhaps even 1 percent recovery after all the tens of billion dollars spent by government, and probably...

But it is still from the exchange going to the IRS, and that is where I am going.

This isn't a simple process, and what you are belaboring here is that this is a simple process.

I have been doing this for 25 years; I am a dentist. So I have dealt with insurance.