Tom Cotton actually said...

"I hope the House passes it and the President can sign it into law in short order, so when vulnerable consumers are targeted by these scam loans, they will at least know the true terms that they are fa..."

"FHA can no longer tolerate putting taxpayers at risk by allowing obligations like these to be placed ahead of the mortgage itself ahead of default."

"I think there's a good chance we'll pass that into law this year."

"I believe this threat is grave."