Mark Pryor actually said...

Why would your company ever want to use an off balance sheet investment vehicle? Why would you all ever do that?

Is there an established set of ethics in your industry of certain things you have to do or cannot do?

I would suggest the Pine Bluff arsenal may be a good place that a lot of that could be done.

I thank Chairman Rockefeller, for holding this hearing on the consumer's experience in the debt settlement industry.