I thank the chairman, and I appreciate the chairman's leadership in bringing this bill to the floor today. I think the American people should be very pleased that this bill is coming to the floor in the form that it is, because we are doing two things here, Mr. Speaker, that I hear about from constituents all the time in terms of the way Congress should work. First, the Dodd-Frank Act was passed 8 years ago this July and has been scrutinized by Congresses since that time on how it can be improved. What are the implications of it? What are the unintended consequences of it? No section of this bill was talked about more than section 619, the Volcker rule. So we are evaluating it, and we are bringing today a bipartisan solution to something that regulators say is a problem, bankers say is a problem, and our consumers and businesses have had the unintended consequences of being hurt by, because it has not allowed our capital markets to function efficiently. So, first, Dodd-Frank is subject to review after it was passed. That is something our constituents want. We know no law is perfect when it is passed. It is not a piece of the true cross discovered by St. Helena in Jerusalem. It is not part of the Rosetta Stone. It is subject to the scrutiny of the people--our people--the American people. Secondly, people tell me all the time: Why can't you be more bipartisan? So, Mr. Speaker, this is people's exhibit A of bipartisanship.…
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