Regarding consumer protection, I agree with my colleagues that this bill does not weaken any current laws. It protects consumer access to affordable credit; it preserves the consumer's choice; it helps Americans achieve financial independence; and it prevents the CFPB rules from overprotecting low-income consumers out of the option of a manufactured home. H.R. 650 is about protecting the American Dream of homeownership. I am proud to support this bipartisan bill. I think it is common sense.
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