01/01/1995
https://www.presidency.ucsb.edu...
"This is the most broad-based bankruptcy reform measure to be signed into law in 16 years."
"This program will save the Government money, reduce defaults, lower fees for everyone."
"You think about that."
"By doing so, the Congress and my Administration are carrying out the plans we began in 1993 to make the SBA a leaner, more efficient, more effective organization."