Yes, I share that understanding. Not only should consumers know they can opt out of getting these offers, they should also know that opting out or not affects their chances of getting additional credit offers with competitive terms.
Discussing consumer rights regarding credit offers.
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In this economy, the last thing we need is to make it harder for businesses to operate and employ workers, and by that I mean legitimate businesses.
The program also can deny legitimate merchants access to financial networks they need to survive.
If you are imposing costs on the system, you should have to internalize them.
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