Spencer Bachus: “I think what we found is that there were legal requirements that weren't complied with on many occasions.”

However, my continued concern is that the program threatens to dry up legitimate sources of credit and financing.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

If you are imposing costs on the system, you should have to internalize them.

Those left on the short end can often be the people who have the greatest difficulty in getting any credit at all.