Spencer Bachus: “Many times, Congress didn't intend.”

If you are imposing costs on the system, you should have to internalize them.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

In a perfect world, there will be no payday lenders.

Those left on the short end can often be the people who have the greatest difficulty in getting any credit at all.