Spencer Bachus: “Actually, the agency, it was only a tremendous outcry by people that said you didn't consider this.”

In this economy, the last thing we need is to make it harder for businesses to operate and employ workers, and by that I mean legitimate businesses.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

Those left on the short end can often be the people who have the greatest difficulty in getting any credit at all.

The program also can deny legitimate merchants access to financial networks they need to survive.