Spencer Bachus: “It just amazes me. Let me give another statistic that is hard to believe.”

However, my continued concern is that the program threatens to dry up legitimate sources of credit and financing.

In a perfect world, there will be no payday lenders.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

The program also can deny legitimate merchants access to financial networks they need to survive.