Spencer Bachus: “At this time, I yield 2 minutes to the gentlelady from Illinois (Mrs. Biggert), the chairman of the subcommittee.”

If you are imposing costs on the system, you should have to internalize them.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

In this economy, the last thing we need is to make it harder for businesses to operate and employ workers, and by that I mean legitimate businesses.

In a perfect world, there will be no payday lenders.