Spencer Bachus: “Yet 2 years after its passage, many argue that Dodd-Frank is having precisely these negative effects.”

In a perfect world, there will be no payday lenders.

In this economy, the last thing we need is to make it harder for businesses to operate and employ workers, and by that I mean legitimate businesses.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

Again, I thank the chairmen, the ranking members, and their staff for putting this together. The resolution process for financial institutions is one of the pieces of unfinished business from the 2008 financial crisis, and we will finish…