Spencer Bachus: “Derivatives do help companies manage risk, and I think they are a very valuable thing.”

In a perfect world, there will be no payday lenders.

Those left on the short end can often be the people who have the greatest difficulty in getting any credit at all.

The intent of Operation Choke Point may have carried a purpose that we would all agree with, and that is to prevent financial fraud.

I think maybe listening to everyone on the panel, I think, and most of the Members on the dais, we all agree that our country, its citizens, and even our immigrants need comprehensive immigration reform.