Richard Shelby actually said...

You know what I am asking, don't you?

Until we have a firm understanding, Mr. Secretary, of what is driving foreclosures, I believe assistance plans will continue to be ad hoc an...

I believe, however, that it does so at considerable cost to the taxpayer and mainly serves as a further bailout to the very banks that helpe...

I believe our immediate attention should be to help those most in need who can be helped and are willing to help themselves.