Richard Shelby actually said...

I do not think that regional banks are in that kind of business, but they do have a risk exposure.

I believe that 5 years is long enough to know if an arbitrary threshold is appropriate and whether or not it should be changed.

If you allow people with a balance sheet of 250, that is a risk exposure.

I think we should make changes. What I am not interested in making changes is groups of people coming in saying, 'Get them, not us. We are n...