Richard Shelby actually said...

"a lot of us don't believe anything is too big to fail."

"Do you believe that the biggest challenge to our economic system today is rectifying and bringing competence and capital from the private sector, trust to the banking system?"

"The economic and financial climate has deteriorated significantly since our last monetary policy hearing in July of 2008."

"How do you get the market to believe that what you are doing is the right thing?"