Richard Shelby actually said...

For millions of Americans, the passage of Dodd-Frank provides little comfort as they confront a harsh economic reality.

In other words, if somebody was going to buy your portfolio, they would be looking at what was really in that portfolio----

What is your judgment today on the financial condition of FHA? For the record here and before this Committee.

You have got to have data on the percentage of loans, say, in 2000, 2005 out there, how many foreclosures, how many underwater, and all this...