Richard Shelby actually said...

Homeowners in need will be better served if we actually identify the root causes of foreclosures and craft effective solutions rather than s...

Our idea in the legislation is not to prevent people from making mistakes. It is to make it easier for them to avoid mistakes.

Shouldn't the language require that the real benefits must outweigh real costs to consumers and covered persons instead of that?

The Administration's proposal for a Consumer Financial Protection Agency... results in the Government... deciding which Americans will have ...