Richard Shelby actually said...

Unfortunately, the law that we passed in 2006 did not have time to take root before the problems that they were intended to remedy took thei...

Without that, there is no trust out there, is there?

How do we bring securitization back? How do we do this? I mean, it is based on trust, and maybe it is a brick at a time. But it worked so we...

When I was Chairman of this Committee, we acted to address the problem after the SEC failed to take action on its own.