Richard Shelby actually said...

Why should the American taxpayers subsidize these policies, or risk, for people who, a lot of them have second, third homes, knowing that th...

If they were doing their job, they would not have a 50 percent insurance program.

Is part of the problem... the lack of information that they are really in a floodplain area or marginal area?

Now, if you are not going to charge for the risk, who is going to be charged for the risk?