Richard Shelby actually said...

If you allow people with a balance sheet of 250, that is a risk exposure.

if you are too big to fail and you are too big to regulate, maybe you are too big to exist.

I believe that 5 years is long enough to know if an arbitrary threshold is appropriate and whether or not it should be changed.

I do not think that regional banks are in that kind of business, but they do have a risk exposure.