Richard Shelby actually said...

if the Bureau can easily ignore a statute, it raises the more serious question of whether Congress or the Bureau has the final say over what...

Dodd-Frank granted the Bureau the power to set its own budget and spending priorities without any Congressional oversight

It seems like that is what you are doing. I hope that is not what you are doing. If you do, we are going to hold you accountable.

Do you disagree that if the statute is clear, unambiguous, that you cannot change that statute by rule?